With the New Year's Eve parties right around the corner, it is imperative that everyone who is going to have alcohol sets a plan for making it home at the end of the night. Without this, it is totally possible that you will have to drive after you've had a few drinks. This could result in you spending the first day of 2019 behind bars. We know that this probably isn't how you want to start the new year off.
It is time for people to start thinking about the financial state they want to have in the new year. One thing that isn't conducive to a good financial future is having a lot of debt. If you are swimming in debt and can only make the minimum payments or less than that each month, you might need to file for bankruptcy.
Chapter 13 bankruptcy is an option if you make too much money to go through a Chapter 7 bankruptcy. This form of bankruptcy allows you to make installment payments over the course of three to five years. During that time, a trustee takes the single payment and pays creditors. At the end of the term, any remaining debts are discharged.
As the new year approaches, some individuals are going to try to determine how they can regain control of their finances. For some, the future doesn't look promising. These individuals might ultimately decide that filing for bankruptcy is the key to a secure financial future. This is a responsible option to help deal with overwhelming debt.
There are many reasons people might face drug charges. For possession charges, addiction is a likely issue. For charges related to selling, there is a chance that the person might have just needed quick money to take care of life's necessities. Unfortunately, having to face criminal charges probably isn't going to correct either of these issues.
Medical debt is something most Americans are familiar with in one way or another. Whether it's the shocking cost of nursing homes or a bill from an emergency room visit, the cost of medical care can be astronomical.