Rogers Bankruptcy Law Blog

Many people worry about filing for Chapter 7 bankruptcy. They think that it will make them look like they were simply bad with money or as if they're just trying to rid themselves of past debts without paying back what they owe.

That's not the best way to look at bankruptcy. In fact, bankruptcies are exceptionally helpful to those who have done their best to pay back creditors but who have too much debt to pay back each month. Some people may have lost jobs, while others may be struggling with medical bills or high-interest rates. Regardless of the cause, all people should have an opportunity to get a fresh start.

Unexpected medical care is costly. You might not realize the full extent of the financial impact until the bills start rolling in after you receive the care you so desperately need. In some cases, the co-pays and deductibles that you have to pay are going to lead to financial difficulties. It is possible that you will be billed for those, but some places require them upfront.

As the bills start rolling in, you might soon realize that you can't pay them all. You have a few things that you might be able to do when this happens. One of the most important things for you to do is to review each bill line by line to determine whether there are errors or not. If you spot any incorrect charges, contact the billing agency right away to get the matter corrected.

Aggravated assault charges must be handled carefully, so defendants should understand some of the basic points about the charge. There are many things that you need to remember if you are in this position. This charge is a step above a normal assault charge. The decision to up the charges to aggravated assault isn't one that is taken lightly. In fact, there are special conditions that must be present for a case to qualify as an aggravated assault.

One of the ways that you can face this charge is by using a weapon in the incident. This is also known as assault with a deadly weapon. It is important to note that you don't have to actually use the weapon. You can face this charge if someone has a reasonable fear for their safety due to your actions with the weapon. The weapon in question can be anything that is threatening, such as a gun, knife or even a tire iron.

Credit card debt isn't something that you should carry from one month to the next. Instead, you should try to pay the balance off every month. While it is understandable that this isn't always possible, it is a good goal to have. Of course, there is a chance that something will happen that could prevent you from being able to pay off these bills as you have in the past.

For some people, things like medical bills or layoffs get in the way of them being able to keep their perfect payment history. This is emotionally devastating and can make your finances a wreck. The recent government shutdown might have led to impacted workers facing this type of prospect.