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Rogers Bankruptcy Law Blog

What happens when you're caught with cocaine?

Cocaine is a Schedule I drug, which means that it has no recognized medical use in the United States and is banned from being possessed unless a person has been given an exception for scientific use (as an example).

Both cocaine and methamphetamine are so dangerous that they fit into their own categories for charges and sentencing. That means that a charge for possession could end up penalizing you in ways you never expected.

The consequences of an accident while driving drunk

Some individuals who drive after drinking will cause an accident, and that can bring up some serious charges. Additional criminal charges beyond the basic drunk driving charges are common if there is an injury or death associated with an accident caused by a drunk driver.

A police officer who observes behavior that is consistent with drunk driving can pull a driver over based on probable cause, or a reasonable suspicion that the driver is inebriated. The officer can then test the driver for intoxication. If you are in an accident, however, that alone can automatically meet the qualifications necessary to pursue a drunk driving investigation.

Medical debt impacts people who are already in a difficult spot

You never know when medical debt is going to become necessary. When this occurs, you need to think carefully about how you are going to handle the situation. You don't need to allow these debts to weigh down your finances, but you might be ready to get them taken care of. We understand the position you're in and want to work with you to find solutions to get it all taken care of.

One thing to remember when you are handling medical bills is that you need to continue on with your medical care. There are some doctors who might not be willing to see a patient who can't pay for their care all at once. If you are considering filing for bankruptcy, you can ask the doctor if they will still see you as a patient. This might help you to decide what you are going to do.

Credit debt doesn't have to be a permanent factor in your life

Credit-card debt has the potential to weigh on your mind day and night. It can mean you're not sure if you have enough funds to pay the minimums or that you have no idea when you'll be able to pay off what you owe.

The reality of credit-card debt is that it hinders your chances at a debt-free life. If you can't make payments over the minimums, there's a high likelihood that you'll pay on the debts far longer than you would like.

Important points to know about assault charges

People often use weapons to help them remain safe. Unfortunately, this is sometimes necessary with the state of the country these days. Along with feeling the need to have a weapon comes the possibility of facing criminal charges if you ever have to use it. These violent crime charges can have stark impacts on your life.

One of the common charges related to this is assault with a deadly weapon. In order to understand this, you have to know what is considered a deadly weapon. Some think that this involves only guns and knives; however, many other things can be considered lethal. A lethal weapon is anything that can be used in a way that would result in death.

Bankruptcy can bring you a fresh financial start

Many things come into the picture when a person files for bankruptcy. Oftentimes, there isn't just one factor that results in them needing this action. It is usually a long-term financial situation that goes awry. Whether it is job loss, a reduction in income or medical bills that lead to money problems, bankruptcy can often give people the fresh financial start that helps them get back on their feet.

If you are considering filing for bankruptcy, remember that this is a tool that should be used responsibly. You need to be willing to put forth the effort to get back on track with your finances and stay there. This can be a challenge as you learn to live on only your income instead of relying on credit. You will have to create a budget and stick to it. Since you are doing this during your bankruptcy, you can build that habit so it is easier to continue after the case is discharged.

Americans in debt: Why the debts keep rising

People in America are struggling with credit-card debt. The reality in today's America is that people often want what they can't afford right now. The society focuses on getting the best and newest products, even though that could cause individuals to go into debt.

The average person in America has around $6,375 in debt. That's around 3 percent higher than in 2017, a problem that needs to be addressed before it gets out of hand.

Your defense can affect the sentence you are given

Many Americans suffer from drug addictions. These individuals often turn to illegal means to the get the substances they need. They count on people who are selling them to provide them with their drugs of choice. The vicious cycle continues until something happens to either the addict or the dealer. One thing that might happen is that one party faces criminal charges for their actions.

Drug charges in these cases can lead to some very serious life changes. The person who is facing these might be looking at considerable time in jail or prison. When you agree that you were doing the drugs or selling them, you might not be thinking about being found not guilty in the case. Instead, your focus may be trying to reduce the severity of the sentence you will face.

How can you rebuild your credit after Chapter 7?

Chapter 7 bankruptcy may be the only way to quickly eliminate all of your outstanding debt. However, it does hurt your credit score. How can you rebuild your score after using bankruptcy?

The first thing to do is to commit yourself to paying every bill you still have on time, every time. Do not rack up high balances on any cards you happen to retain or that you get after the bankruptcy. Pay the rent, pay your mortgage and pay your phone bill. Create a budget and stick to it so that you never have outstanding debt again.

Two dead, teen accused of double homicide

Violent crimes can happen unexpectedly, even for those committing them. Some may strike out at someone as a way of defending themselves, while others may accidentally shoot someone or cause them harm during a burglary. It's worth hearing out the person responsible for injuries or deaths to determine if they were intentional and what provoked the violent act.

Take, for example, this unusual story out of Arkansas. It has been reported that a 19-year-old man has been linked to two deaths. The news report from Sept. 13 states that the teen was arrested in connection with a double homicide.