Let’s face it — medical care in this country often comes with an astronomical cost. Even people who have good health insurance might get crippling bills after seeking care. For people who don’t have insurance, the cost is even more staggering. In all of these cases, you should learn about what options you have for taking care of the bills.
One thing to remember is that you do have the right to question the bill. You can ask for an itemized bill for your care. This will detail what each penny is for in the bill. As you look over this bill, you should make sure that there aren’t any errant charges in it. You might be shocked at how much you were overbilled.
Another thing to remember is that these companies want to get the money that is due them. They are often willing to do this in any way they can. This might mean accepting small monthly payments from you; however, remember that these installment plans will come with interest.
We understand that even making monthly payments might not be possible if you have bills coming from several offices. In these cases, you might need to seek out other options. One of the options that you have is to file for bankruptcy protection. This might not seem like the ideal solution for you, but it could help you get back on your feet and take control of your finances.
You shouldn’t think of bankruptcy as an easy way out. This process is highly regulated. The goal of your case is to help you learn responsible ways to regain control of your money.