There are many ways that you can reduce your credit card debt. In fact, making payments is not the only way to reduce your debt. There are a few other things you can try.
First, you need to think about how much debt you have. If you think that you have $10,000 but actually have $25,000, that can hinder your ability to pay it back quickly. This is why it's important to know how much that you have exactly. Be honest with yourself.
After you know how much that you have and the interest rates on each of those debts, call the credit card companies. You may be able to improve your interest rate on one or more cards, especially if you've always paid your bills on time. This may help lower your monthly payments, which aids you in paying more off each month (as long as you pay more than the minimum.)
Once you've asked to reduce your interest rates, keep track of how much you're spending on items other than your debts and necessities. If there are ways you can cut back, do so and put as much money toward your debts as possible. Take the money you would have spent on other things and put it toward your credit card debt or into savings where it can be used if there is an emergency. You may be surprised how fast a dollar here or a dollar there can add up.
If you feel that no amount of negotiation will help, your attorney may be able to help you look into bankruptcy or other options.
Source: CreditCards.com, "8 steps to reducing credit card debt," Erin Peterson, accessed July 28, 2017