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Rogers Bankruptcy Law Blog

Coroner faces penalties after DUI charge

You know that getting behind the wheel while intoxicated is dangerous. In your case, you didn't realize that a medication you took would affect you like it did. The alcohol interacted, and it quickly caused you to suffer from blurry vision and intoxication. You crashed, but you fortunately didn't hurt anyone.

In cases like yours, it's important that you're treated fairly by the courts. You made a bad decision, but no one got hurt. That's what happened in this case, too. As someone who comes into contact with the stark realities of death, you would never assume that a coroner would make the mistake of driving while intoxicated. The fact is that all people are human, and they do make mistakes. When they do, it's only fair to give them a second chance.

Learn the order in which you should pay your bills

When you are in debt, your focus can either be paying the debts down or just making the minimum payments so that your credit doesn't take a hit. When you decide that you are going to start paying off debts, you can't just pay them off willy-nilly.

First, you need to focus on the necessities. Make sure that you pay your mortgage, car payments and utility bills. These should always be on the top of the list to get paid so that you have somewhere to live, transportation, electricity, gas and water. Your insurance payments also fall into the first on the list category.

Credit card debt can be difficult to overcome

Credit card debt is difficult to overcome, especially when you can't afford to make more than just the minimum monthly payments. As time moves forward, you will likely find that you are having to pay more and more in interest. Even the fees from the card might start pushing the balance up.

If you find that you are drowning in credit card debt, you might need to explore your options for dealing with the debt. One of those is filing for bankruptcy. While this will impact your credit score, it might be worth the peace of mind in knowing that you don't have to worry about struggling to make ends meet.

Credit debt continues to grow across the United States

If you ask anyone in America how much credit card debt he or she has, he or she is likely to tell you an amount. Most Americans carry at least some debt on credit cards. A May 17 news report looked into just how much people carry in debt today.

The average American family has around $8,337 in credit card debt, according to a recent report. That number is a 6 percent increase from 2015. Credit card debt is today as high as it was in the Great Recession, a concern to many.

Know where you might focus a drug charge defense

Arkansas law sets strict penalties for drug convictions. If you are facing a drug charge of any sort, you have to be sure that you understand the possible penalties that you are facing. These can vary greatly, depending on the type of charge.

We know that you are probably concerned about what might happen when your case is resolved. While we are unable to promise you a specific outcome, we can work toward resolving the matter in a way that might minimize the impact it has on your life.

Don't fall for the stigmas attached to bankruptcy

When debts become overwhelming, you have a few options for how you can handle the situation. The first is that you can sit back and try to ignore the collection attempts that are coming. This might not be very productive since you can't answer your phone or check your mail. You might not even be able to answer your door.

The second option is that you can struggle, scrimp and fight to try to keep up with the minimum payments. You might soon find that this doesn't really get you anywhere because the balances will never seem to go down. You might wear yourself out trying to fight to pay these bills.

How can you quickly pay off credit debt?

Your billing statement came yesterday and you were shocked. You just paid $200 on your credit card bill last month, but only $160 was applied to your balance. You feel like you just threw away money on top of dealing with the risk of penalties and additional charges.

You're not alone. Credit cards can quickly add up and often require large payments to pay them off. If you pay the minimum, you'll pay on the card for an extended period that allows the company to collect the most possible interest.

Your emotions might run rampant after you file for bankruptcy

There are a lot of things that go through your mind when you have to file for bankruptcy. The emotional effects of the process are one of the aspects of bankruptcy that you might not be prepared to deal with.

There are several reasons why your emotions come into the picture when you file for bankruptcy. Understanding these reasons might help you to learn how to cope with the situation.

Determine the objective of your drunk driving defense

Drunk driving charges often come as the result of a fun night out with friends. Most people know that the only way to prevent having to end the night on a sour note is to have a designated driver on hand to get everyone home safely. Unfortunately, things don't always work out that way.

We know that many drunk driving cases are the result of a momentary lapse of judgment. They are simply a mistake. If you are facing drunk driving charges because of this, you should get to work planning your defense as soon as you sober up.

The effects of alcohol are a reason for DUI charges

Blood alcohol concentration is a huge factor in many drunk driving cases. This measurement of the amount of alcohol in a person's blood stream can help to indicate what types of issues the person might have with daily activities and tasks.

The effects of alcohol start long before you reach the .08 percent limit for driving. In fact, a BAC as low as .02 percent could lead to you feeling a bit lightheaded. At this point, there really isn't any change in coordination.