Hatfield Harris, PLLC
Local: 479-250-1962 or Toll Free: 800-491-4103

June 2019 Archives

Student loan debt crushes some borrowers

People who have more debt than they can handle will sometimes turn to bankruptcy for a fresh financial start. This is beneficial to many, but some might find that they don't get as much relief from the filing as they expected. A study done by LendEDU of 1,083 filings shows that many people who file for Chapter 7 bankruptcy have student loan debt that isn't dissolved in the bankruptcy.

College students at risk for high credit card debt, report shows

Credit card debt can make your life miserable. It can weigh down your finances and make it hard to make ends meet. Even if you've only had to put a few thousand dollars on your credit cards because of an emergency, it can take many months, or years, to pay that debt off.

At least 43 million Americans are behind on medical bills

Medical debt is an issue that can plague people. Most people who have it want to pay off those debts. The problem, however, is that these bills are often unexpected and usually high. Some medical providers are willing to make payment arrangements for these bills, but there are often multiple bills from more than one provider that stem from one medical care encounter.

Chapter 13 bankruptcy requires years of repayments

Some people associate bankruptcy with the ability to just have debts written off. What they don't realize is that there are different types of bankruptcies. A Chapter 13 bankruptcy is one that a person can file if they have too many exempt assets or an income that sufficient to repay some of their debts.

Should you consider bankruptcy if you're behind on payments?

A personal bankruptcy may never have crossed your mind in the past, but now that you've lost your job and have had to run up your credit to make ends meet, you're not sure what to do. You found a new job, but now what you earn isn't enough to cover the bills you've created when you couldn't work.

Beware of drunk driving charges as you enjoy the summer months

With Memorial Day weekend behind us, now is the time for an abundance of outdoor activities. Some of these might be adult events that have beer and other alcoholic beverages present. Before you head out to these, make sure that you have a safe way to make it home. The last thing that you need over these fun summer months is to be arrested for drunk driving.

Take a close look at your criminal defense options

Violent crime charges have some very serious consequences that you need to think about when you are trying to decide how you will handle your defense. There are many factors that come into the picture when you need to plan a defense strategy. The primary thing to remember here is that your defense must be based on facts. We know that it might be hard to think about having to tell your side of what happened. We are here to help you with that aspect of your case.

Even with insurance coverage, medical costs can devastate you

The cost of medical care in the United States is astronomical, even for those who have good insurance. It was thought that the Affordable Care Act would reduce the negative impacts that seeking medical care had on individuals, but there has been no relief. Around two-thirds of individuals who file for bankruptcy note that medical problems have contributed to their financial troubles.