You never know when medical debt is going to become necessary. When this occurs, you need to think carefully about how you are going to handle the situation. You don't need to allow these debts to weigh down your finances, but you might be ready to get them taken care of. We understand the position you're in and want to work with you to find solutions to get it all taken care of.
One thing to remember when you are handling medical bills is that you need to continue on with your medical care. There are some doctors who might not be willing to see a patient who can't pay for their care all at once. If you are considering filing for bankruptcy, you can ask the doctor if they will still see you as a patient. This might help you to decide what you are going to do.
We realize that having to change doctors after a major health issue might not be on the list of things that you want to do; however, it might be for the best so you don't have to stress about finances while you are trying to heal from your issues. Just remember that if you do file for bankruptcy, you have to report the medical bills. You can still opt to pay them off down the road when you are able.
If you do need to file for bankruptcy due to your medical bills, you aren't alone. Medical bills are a main cause of people needing to do this. We are here to help you through the process so you can know what you need to do and what options you have during the process.