If you are heading to Arkansas for vacation, you need to learn about the laws here to make sure that you aren't breaking them. Just being a visitor isn't a defense against criminal charges, so don't think that ignorance is the defense option that will work for your case.
Although bankruptcy is sometimes seen negatively, if you're facing foreclosure, it could be one way to stop that process and to save your home. It's a fact that many people in America fall behind on their mortgage payments. There was the recession, and now people are finally trying to get caught up.
The reasons why someone might consider bankruptcy can vary greatly. The point that matters in all of these cases is that they realized that they were in debt way over what they could reasonably handle. In this case, using bankruptcy is a responsible thing to do.
Having to deal with bill collectors isn't on the top of anyone's list of fun things they can do during the day. There are some specific points that anyone who has to deal with debt collectors should know so that they can determine when legal attempts to collect a debt turn into harassment.
The Fourth of July holiday is just around the corner, which means lots of patriotic parties will occur over this coming weekend. If there is alcohol at these parties, now is the time to make plans that enable you to make it home safely after the party. This can be anything from finding a designated driver to finding out if a social host will allow you to sleep off the booze before you drive home.