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February 2017 Archives

Know your options to resolve drug charges in Arkansas

If you are facing drug charges in Arkansas, you might be surprised to find that there are sometimes options for how the case is resolved. One of these options is the Drug Court program. This program is meant for people who have a drug addiction and were charged with a crime. There are several different criteria for entering into the drug court program. One of the most notable is that you can't be considered a violent offender based on current or former charges.

Enjoy your retirement -- Take care of debts before you retire

Many people view retirement as a time of fun and relaxation; however, those aspects of retirement can be thwarted if you are drowning in debt. There are specific types of debt that you should try to take care of before you retire so that you can enjoy the freedom of not having to punch a time clock each day.

Is medical debt negotiable? How can you pay it off?

Medical debt, like many other types, can be overwhelming and all-encompassing. It nearly always following unexpected injuries or illnesses, which means that you can't be prepared for the cost of the illness entirely. Even if you have health insurance and a savings, those support lines can easily be maxed out when you suffer a serious illness.

Stop fretting over what's done and take action for the future

February 11th is National Don't Cry Over Spilled Milk Day, and while it's likely one of those tongue-in-cheek holidays created to fill a fun calendar, we think the spirit of the day is perfect for anyone dealing with critical debt levels. It's so easy to get caught up in what you've already done wrong that you never turn around to figure out what you can do to fix the issue now and in the future.

Drunk driving cases must have specific elements

Some people in Benton County are coming to the realization that a little too much partying is going to have an impact on the coming days and weeks. People who are facing a DUI charge because of their holiday festivities might decide to fight back against the charges.

Know your options for handling holiday debts

Now that the holiday season is over, the credit card bills are rolling in. These bills might not be pretty. You might soon realize that you can't make the minimum payments and keep up with your normal living expenses. If you are in this position, right now is the time to think about how you will handle the situation. You can sit back and do nothing. You can find a second job and struggle to make the payments. You can seek relief from the debt that you suddenly find yourself in.

Medical bills can leave you drowning in debt

One reason why some people go so deep into debt that they need to file for bankruptcy is medical debt. This type of debt is hard to get away from if you are uninsured, underinsured or have high deductibles for care. There isn't much you can do when you need medical care, but there are some choices you have when you get the bill.

Debts and the holidays: Americans add close to $1,000

After the holidays, any extra spending you put on credit cards can come back to haunt you. In fact, the average American added $986 in debt during the holidays in 2014. In a survey performed with an national sample of 403 Americans, they reported that the average amount they added to their accounts was $986, and 44 percent of debt holders stated they were stressed about it. Maybe most shocking is that with a 15 percent interest rate and a minimum payment of $25, this relatively low amount can take over 10 years to pay off and include another $400 in interest.